- 0% Intro APR*
- Save at the pump and everywhere else.*
- 5% Cashback Bonus® on gas and auto maintenance
purchases
- 5% to 20% Cashback Bonus® at top retailers
through our exclusive online shopping site
- Up to 1% Cashback Bonus® on all other purchases
- Unlimited cash rewards
- Increase, even double, the value of your rewards when
you redeem for gift cards from our 80 Cashback Bonus® Partners
*View Rates, Fees, Rewards and Other Important
Information |
|
Everything About 0% Intro Rate Credit Cards
By: Michael Colucci
Tired of reading review after review about 0% APR intro rate credit
cards? Having no luck when it comes to finding an all-in-one-review about 0%
APR intro rate credit cards? Confused with what you've read so far about 0%
APR intro rate credit cards because everything seems to be contradictory?
Well, look no more because this article is indeed what you're looking for.
In here, you'll learn everything you want to know about 0% APR intro rate
credit cards. In this article, you may also discover more than you bargained
about 0% APR intro rate credit cards - in a good way, of course. Ready for
Lesson Number One about 0% APR intro rate credit cards? Well, here goes.
It's True - Yes, 0% APR intro rate credit cards do exist and if we have our
way about it, you'll be one of the lucky people to qualify for a 0% APR
intro rate credit cards.
The Application Process - Applying for any credit card, whether it's for 0%
APR intro rate credit cards or for credit cards offering reward points is
always a tad difficult so don't expect overnight success, especially since
you're angling for 0% APR intro rates.
The application process for a 0% APR intro rate credit card starts with
submitting the necessary documents - this is SOP for all credit card
applications - that would substantiate your contact details and give them an
overview about your present financial status. Upon submission of the usual
documents, depending on your income level and credit reputation, you may be
contacted by the credit company and asked to submit additional documents.
The Qualifications for 0% APR intro rate credit cards - Basically, if you
want to have 0% APR intro rate, you must have a squeaky clean credit
reputation. That means having a reputation of paying debts promptly, not
owing too much from the bank, not having high balances on your other credit
cards, not having too much mortgages under your name and not having so many
people requiring a credit check on you.
If you're not sure whether you qualify for a 0% APR intro rate credit card,
simply approach the nearest credit bureau and request for a copy of your
credit report. The details in your credit report can easily tell you if
you've a good shot of owning a 0% APR intro rate credit card or not. People
with FICO scores equal to 650 or more are more or less guaranteed of having
their application approved.
Author Bio
Michael Colucci is a technical writer for
Low Interest Credit Cards
- A site that offers credit cards with an intro rate of 0% for 12-15 months.
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