Can I get a vehicle loan and a personal combined into one loan from the bank?

Question by flash04jv: Can I get a vehicle loan and a personal combined into one loan from the bank?
Does the bank allow you to take out a loan for a vehicle and for a personal loan at once? I have never received a loan from a bank, but I am thinking about it to take care of some old debts and get a new car. The loan would be for about ,000. I have great credit, so that wouldn’t be an issue. I bank at TierOne.

Best answer:

Answer by Just ask me
If the total loan is less than the value of the auto, they may do it. Also, most banks will require a 20 %, or so, downpayment, they will not loan a 100% of the cars cost. Esp. since autos depreciate so fast.

Give your answer to this question below!

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    An auto loan and a personal loan are two different animals
    Both have different interest rates that they charge since the car is collateral and a personal loan is typical non collateralized.

    If you have good credit, you will have to apply for 2 different types of loans.

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