How to get personal loan if you have bad credit?

personal loan
by dbking

Question by sourabh a: How to get personal loan if you have bad credit?
How to get personal loan if you had already done settlement for credit cards. You have bad credit rating and few times personal loan application got rejected. Is there any BANK or any ORGANIZATION who can give personal loan which can be return in EMI with less interest rate?
Please provide solutions which can be used in india.

Best answer:

Answer by Caroline
No. You are a high risk so you will have to pay a high interest rate to anyone willing to lend you. Better to repair your credit before you apply for a new personal loan.

Even better. Save for whatever it is that you want. And then buy it. It is the cheapest way.

Give your answer to this question below!


  1. My Take on It says:

    You don’t get a loan if you have bad credit. You already have shown a track record of screwing up and not paying people in the past. Most lenders don’t want to be the next sucker.

    Get a secured credit card and charge small items and pay it off monthly to get your score back up. You are going to need to get your credit back in good standing before someone will take a chance on you.

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