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Question by pita_wagner: How do you feel about personal lines of credit? Good or Bad?
I need to pay off a medical bill and my credit card and then have money to get back on track. Are personal lines of credit good for that? I’m only looking to get between 2 and 3 grand. I do not know anything about this so any advice would be much appreciated! Thanks.

Best answer:

Answer by Tony C
Good.. As long as you are discipline. The rates would be mush lower tat a loan and with the LOC you can always use it later. A loan you pay a cretain amount per month until it’s paid off. The LOC you could just pay the minimum payment if you had to for one month

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by MANILA IMPERIAL MOTOR SALES . . . .

Question by ♥Ashley: My friend wants to get a personal loan through his credit union. How should he go about this?
He’s 20 and has established, decent credit. He already has a car loan for $ 4,000 and now he wants a loan for $ 10,000…
Is that still a ‘personal loan’?

Best answer:

Answer by x_siobhan_x
Just go in and apply.

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