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Question by Tyler B: How long before being able to obtain a small personal loan?
I am going on my 10th month of having a credit card(builds it little by little i know).I know the economy is also crap right now but hopefully this stimulus can lighten things up.Ne ways. I was wondering when is best time to get a personal loan(forget state of economy) and how much would the bank grant me? Should i build my credit more first?

Best answer:

Answer by maxmom56
Many banks don’t even do those types of loans. I’d advise you to talk to someone at your bank to see whether they do. I think you’d have better luck with a credit union or even peer to peer lending.

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Question by Anonymous Z: I bank with Chase and they do not offer personal loans. Where can I go to obtain a personal loan?
Also, above what credit score do they usually consider you for a loan. We are looking to get a $ 5k personal loan. Thank you!!
No one at the bank TOLD us they do not do personal loans…I just do not see any onformation about it on their site where they list all their services. Mortgages are NOT hard to get IF you have the appropriate credit score and make enough to affor the home you are purchasing. Moron!

Best answer:

Answer by Gaytheist Buddha
Credit unions are usually the best place. Most loans require a minimum FICO score of 620, though people with lower scores may still find money available at high interest rates. Good luck.

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Article by Timothy Woodward

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