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Question by superstar: What are the current interest rates for a personal loan of ,000 what would be the monthly payment and time?
Can you get a personal loan for 4 or 5 years? If the loan will be be used for home improvement is it best to get that type of loan? Just need help in making a decision. Specific advice requested.

Best answer:

Answer by CaNdY…
u dont necessarily need to make a loan what u can also do is get a credit card from a store like home depot and just purchase what u need and pay off the amounts chances are credit card payments will be cheaper than a loan

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Question by Daniel G: Do personal loan underwriters spend a lot of time verifying income or do they rely on credit score?
Do personal loan underwriters spend as much time as mortgage loan undertwriters verifying income? I know mortgage loan underwriters spend days checking a loan and have tools to check docs. Do personal loan underwriters follow the same guidelines?

Best answer:

Answer by kelly
yes they do they need both statements and information that support what you have written down to make sure that you are not a risk worth taking.

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